St. Francis Area Schools

This one-hour class is for beginners or those who are experienced in yoga. Class will include: warm up, strength, balance, stretching and final relaxation. Please wear comfortable clothing and bring either a towel or yoga mat.

The Social Security decisions spouses make when they are in their 60S will determine the amount of total income they receive over their lifetime – including the lifetime of the spouse who lives the longest. This workshop will cover some little-known rules that can help married couples get more out of the Social Security system work. This workshop will cover: How much Social Security you and your spouse stand to receive over your joint lifetime Rules and guidelines for when spouses should apply for benefits How the decisions you make in your 60s can determine the amount of income you – or your surviving spouse – will have in your 80s and 90s How spouses with little or no prior earnings can take advantage of Social Security benefits How a little-known rule passed in 2000 has opened the door to creative spousal strategies The number-one most important thing all higher earning spouses should do Two key things you need to know about Social Security survivor benefits How remarriage affects survivor benefits from a former spouse How to avoid mistakes at your Social Security office. This workshop is primarily for married couples as it discusses Social Security benefits available to spouses. Cody Clem, Registered Representative, North Metro Money Management 23624 St. Francis Boulevard NW, Suite 8, St. Francis, MN 55070, 763-434-9724. Lyle Clem, Registered Representative, North Metro Money Management 23624 St. Francis Boulevard NW, Suite 8, St. Francis, MN 55070, 763-434-9724. Securities offered through Parkland Securities, LLC member FINRA/SIPC.Fee-based investment advisory services offered through Sigma Planning Corporation , a registered investment advisor. North Metro Money Management is Independent of Parkland Securities, LLC, and Sigma Planning Corporation.

Register for both Body & Soul Cardio Dance classes and receive a discounted rate of $100--a $10 savings! If a class is currently in session and you would like to join please call 763-213-1640 or email CEAdult@isd15.org to register. Class is limited to 18 people and will be held either outside or inside. Safety measures will be required-6ft Social Distancing, mask required when not participating, bring hand sanitizer and water.