St. Francis Area Schools

Social Security is one of the few income sources that keeps up with inflation and lasts for life. But most women fail to maximize their benefits because they don’t understand the little-known rules that can help them get more out of the system.

This workshop will cover :

• How much Social Security you stand to receive over your lifetime
• How the decisions you make in your 60s can determine the amount of income you will have in your 80s
• How to take advantage of spousal benefits, survivor benefits , divorced-spouse benefits, and evan divorced-spouse survivor benefits
• How to coordinate your own retirement benefit with benefits you might receive as a spouse or divorced-spouse
• Why Women who are married should make the decision about their husbands should apply for Social Security
• Why you should consider your husband's life expectancy when deciding when to claim your own retirement benefit
• What to do if your husband or ex-husband dies
• What to do if your marital status changes
• How to plan for the extra-long life

This workshop is for women and for men who have women in their lives (wives, sisters, mothers). It features essential information all women need to have if they are concerned about financial security in retirement.

Cody Clem, Registered Representative, North Metro Money Management

23624 St. Francis Boulevard NW, Suite 8, St. Francis, MN 55070, 763-434-9724.

Travis Fisher, Registered Representative, North Metro Money Management

23624 St. Francis Boulevard NW, Suite 8, St. Francis, MN 55070, 763-434-9724.

Securities offered through Parkland Securities, LLC member FINRA/SIPC.Fee-based investment advisory services offered through Sigma Planning Corporation , a registered investment advisor. North Metro Money Management is Independent of Parkland Securities, LLC, and Sigma Planning Corporation.